Budgets get a bad rap. Pinching pennies and eating ramen…. who wants to sacrifice when they can enjoy exotic vacations and 5-star restaurants? Don’t be so fast to give into the negative hype without giving it a legit try first! The truth is many think the dreaded “B” word will make them restricted from living that effortless fun-filled life they see posted on their friends and family’s social media. But what if you could have your cake and eat it too…at least in time? Wouldn’t that be great? Enter Budgeting! Unfortunately, like many personal finance topics in general, creating a budget isn’t something many of us have had the opportunity…